Residents of Maryland who are eligible for Medicare coverage can opt among various plan options , admit Original Medicare , Medicare Advantage , Part D prescription drug plans , and Medicare appurtenance insurance .
Medicare eligibility in Maryland follows the same federal guideline as elsewhere in the area . To be eligible , a person must be at least 65 years old or living with a qualifying impairment or chronic health stipulation .
acquire more about the options for Medicare coverage as a resident of Maryland .
Medicare in Maryland overview
accord to theCenters for Medicare & Medicaid Services ( CMS ) , the following are some cardinal figures about Medicare in Maryland in 2025 :
Medicare coverage options in Maryland
Residents of Maryland have various options for Medicare reportage , including Original Medicare , Medicare Advantage , Part D , and Medigap .
Original Medicare in Maryland
mortal eligible for Medicare may enrol inOriginal Medicare , whichis made up ofPart A ( infirmary insurance ) and Part B ( medical insurance ) . Together , these plans encounter the bulk of a person ’s healthcare indigence .
Part Acoverage includes :
Part Bcoverage include :
Medicare Advantage plans in Maryland
Medicare Advantage(Part C ) design are analternativeto Original Medicare . These plans let in the same point of coverage as part A and B while offer extra benefits , such as visual modality , dental , and see upkeep . Most Medicare Advantage plans also include ethical drug drug reporting .
In 2025 , theaverage monthly premiumfor a Medicare Advantage plan in Maryland is $ 30.92 . The lowest available premium is $ 0 . There are 64 different plan options .
Some of the organizations that offer Medicare Advantage design in Marylandinclude :
A person can explore Medicare Advantage reporting options by visit theMedicare websiteand participate their ZIP computer code .
To attend masses with take Medicare Advantage and Part D drug plans , CMS assignsstar ratingsto all the plan in each state .
In 2025 , the Medicare Advantage plan in Maryland to obtain an overall virtuoso rating of 5 are UnitedHealthcare ’s Erickson Advantage and UHC Nursing Home plans . Aetna Medicare and Kaiser Permanente also had architectural plan do in at 4.5 champion .
lead evaluation for Part C and Part 500 design can be found in the CY2025 Landscape document , uncommitted on theMedicare web site .
Part D in Maryland
Medicare Part Dis prescription medicine drug insurance coverage that individuals can buy in plus to their Original Medicare coverage or Medicare Advantage insurance coverage ( if their plan does not include drug insurance coverage ) . individual indemnity company offer these plan .
In Maryland,14 stand - alone plansare usable across the state . The accurate program pop the question to a person will calculate on their county .
grant to the health policy research mathematical group KFF , the average Part D premium toll for plans in Maryland was$44.33 in 2024 .
Medicare supplement plans in Maryland
Medicare supplement programme , also calledMedigapplans , are offer up by private insurance company to aid with the out - of - pocket costs of Original Medicare . These monetary value include deductibles , copayments , and coinsurance .
Medigap plans are not available to people with Medicare Advantage .
Some of the organisation offering Medigap plan in Maryland in 2025 let in :
To research Medigap coverage options , a person can visit theMedicare websiteand insert their zipper codification .
Medicare resources for residents of Maryland
For further info about Medicare plan alternative , insurance coverage , and price , consider the following imagination :
Medicare enrollment in Maryland
Medicare registration windowsare the same in Maryland as in other country . These are important periods during which people can join , shift , or drip coverage :
In some shell , Medicare will automatically sign a soul up for coverage . This can befall if they have a disability and have received Social Security Disability Insurance ( SSDI ) for 2 years or have amyotrophic lateral sclerosis ( ALS ) .
People can join a plan by :
Other considerations for Medicare in Maryland
When selecting a plan , it ’s authoritative to consider factors such as :
Takeaway
Medicare in Maryland follows the same federal guidelines as elsewhere throughout the United States . occupant may recruit in Original Medicare ( parts A and B ) or a Medicare Advantage ( Part C ) plan .
Private indemnity troupe offer Part C plans , and plan selection motley across the United States Department of State found on a soul ’s county of residence . An individual can also choose to add a Part D plan to cover drug costs or a Medigap plan to help with the expenses of Original Medicare .
Before picking a design , people may consider their reporting penury , supplier taste , and price requirements . For assistance , the great unwashed can pass out to Medicare , the SSA , or Maryland ’s SHIP .
