MetLife Pet Insurance Review

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We all want our pets to live long , healthy , and happy lives . As pet parents , a big part of our job is to do everything in our power to make certain that happens . But what about the things that are outside our control , like unexpected injuries or illness ? In this article , we ’ll search howMetLife Pet Insurancecan help oneself pet parents grapple healthcare costs for dogs and cats .

Odds are , most pets will require some sort of health intervention or handling over the row of their life . And , regrettably , even seemingly simple illnesses can become costly if tomography or examination is necessitate . ( I find out this the hard way after my own dog’sUTIleft me with an $ 800 bill . )

Happy owner with cute dog at home

To keep pet health care cost from piling up , many best-loved parents are become to pet policy plans , like those available fromMetLife Pet Insurance . According to the previous data from theNorth American Pet Health Insurance Association , more than 4 million pets in North America have pet insurance coverage.1

MetLife Pet Insurance offer a wide reach of coverage options for pets at a amazingly affordable price . To help you figure out if MetLife Pet Insurance is a good idea for your frump or cat , we took a deep nose dive into this leading insurance company , what its pet insurance design cover , what they do n’t , and how planning for the unexpected can help your pet live a healthier , well-chosen spirit .

What Is MetLife Pet Insurance?

MetLife has been insuring Americans almost as far back as the Civil War era . The Metropolitan Life Insurance Company opened for concern in 1868 and was one of the few early insurance companies to pull round to this day .

Over the class , MetLife forged a report as a run provider of living , home , health , and automobile insurance around the world . And , luckily for preferred parents , MetLife now extend a encompassing kitchen stove of practiced - in - class insurance options for our furred friends , too .

In fact , MetLife Pet Insurance is such a standout in the extremely free-enterprise preferred policy marketplace , it was named “ Pet Insurance of the Year ” at the prestigious 2022Pet Independent Innovation Awards . Which is definitely a adept thing to look at when choose reporting for your ducky … and your peace of mind .

Woman with dog standing on a beautiful cliff

MetLife Pet Insurance: Coverage and Costs

MetLife Pet Insurance programme operate just like many health insurance design do for humans . Your pace look on your positron emission tomography ’s specie , long time , breed , and the reporting options you select .

What’s Covered (and What’s Not)

All MetLife Pet Health Insurance plans cut across maintenance concern to unexpected accidents and illnesses , including :

To keep its favored insurance low-priced , MetLife does exclude some thing from coverage , include :

Things like your pet ’s one-year veterinary checkup andvaccinesare not covered by basic MetLife Pet Insurance program , but optional Preventive Care coverage is usable for an additional fee to cover such cost .

Dog looking up to owner

How Much Does MetLife Pet Insurance Cost?

MetLife Pet Insurance offer a wide-cut range of affordable insurance coverage options . Best of all , you’re able to customise your plan to encounter your deary ’s specific health needs … as well as your budget .

Even if you ’re not sure what kind of reporting is the best convulsion , MetLife reach it easy to figure that out . To get a custom deary insurance citation , you’re able to call MetLife and speak directly to an agentive role , or DIY by answering a few simple questions about your pet online tofetch your quote . The whole process take me just about a hour or two !

Using the on-line quote author , you may even customise your pick and see how that affects your quotation mark in real time . In addition to pick out your coverage options ( fortuity and sickness only , or add - on Preventative Care ) , you’re able to also adjust your annual welfare amount , deductible amount , and reimbursement rates to finetune your quote . Here ’s what you need to know :

Dog with owner next to laptop

If you are a vet , in the military , or a first responder , you could pick up a 10 % rebate on your monthly premium . A $ 1 discount is also give each month for those who complete the process online .

How MetLife Pet Insurance Works

When you land on a quote that works best for you , you’re able to sign up for your MetLife Pet Insurance plan right by . Once you are approved and the insurance policy is in effect , accident coverage begins now ( as well as Preventative Care coverage , if you ’ve elected that ) . However , there is a forgetful wait geological period before your positron emission tomography ’s welfare kick in to continue any illnesses — 14 days from the starting signal of your coverage .

In the event of an stroke , injury , or any other overcompensate result , MetLife makes getting the proper charge for your pet and speedy reimbursement super simple , too . Here ’s how it works :

What Makes MetLife Pet Insurance Stand Out

Though MetLife was founded over a hundred ago , the experience of obtaining pet policy was anything but see . I found every measure of the process — fromretrieving a quotation onlineto submit a title for reimbursement — to be simple , extremely degraded , and 100 % user - favorable .

I found it super - helpful to make adjustment to my customs duty quote online and on my own prison term until it fit out my budget . Although if you prefer the help of an insurance agent , you could also call the troupe for a citation .

Plus , when you need to submit a claim , you’re able to do that digitally , too — either on the MetLife Pet Insurance website or using the MetLife app right from your smartphone . And you do n’t have to be super tech - savvy to make either option oeuvre . Via the mobile app , you ’ll have memory access to all your insurance information , and you ’ll also be able to give in relevant claim information and then track its progress .

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